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Passing a driving test, after expending on multiple lessons, is an amazing relief. The excitement begins and a lot of young drivers immediately start car shopping. But this has changed in recent years as more youngsters (especially boys) have realised it is the insurance that will probably sap the bulk of their budget. So, with protection taking priority over vehicle preference, how do these drivers minimise their quotes?

Pass plus lessons are seen as an investment. The savvy new drivers pay (approximately) £80.00 for a pass plus course. The certificate can then be used as a kind of discount voucher for a reduced quote. This is not the case across the board of providers, which is why a lot of youngsters go to Swinton Car Insurance, who can specifically seek out policies that take these extracurricular certificates into account.

Brokers like Swinton set out to find the cheapest quotes possible for any customer. At the same time, they strictly avoid sacrifices in policy-adequacy as to protect , the supposedly, more vulnerable young drivers. The drivers themselves make a sacrifice by choosing a less desirable car for their first motor.

Second-hand cars are top of the menu here but even these can be expensive. The cars are usually at least five years old and many do not come with the desirable mod cons (MP3 docks etc). Saving some money on the initial purchase, means the drivers have extra budget to pay for their insurance – fully comprehensive is usually the best option (though more expensive again) to cover for their potentially increased danger through driving a tired vehicle.

Shopping around is the best approach to insuring a car, especially for the first time. The gulf between quotes from different providers can be shocking after some in depth research. The good news is that car insurance quotes can be researched, even more thoroughly, by brokers.

Youngsters who get in touch with these firms are making a smart move, not only for their initial leap onto the roads, but also for their long term future. Loyalty bonuses are awarded by brokers all the time to boost customer retention and establishing a relationship with yours from the outset is a positive step.

Car insurance is an inevitable expense of driving life but a lot of people seem to forget it does serve a purpose. The protection provided can be very reassuring for the parents of young drivers who without it, could feel obliged to pay for potential damages themselves. Not to mention it is a legal requirement.

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